See What It Could Do for You.
In a free 30-minute consultation, Markist Athelus, FSCP®, prepares your personalized illustration, with the costs, risks and conditions explained.
A business and family protection review. In a free 30-minute consultation, Markist Athelus, FSCP®, looks at how one policy could help protect your family and your business, with the costs, risks and other options explained.
See it with your own numbers. In a free 30-minute consultation, Markist Athelus, FSCP®, prepares your personalized illustration, with the charges, risks and alternatives explained.
In a free 30-minute consultation, Markist Athelus, FSCP®, prepares your personalized illustration, with the costs, risks and conditions explained.
Review your options before your term ends. In a free 30-minute consultation, Markist Athelus, FSCP®, compares keeping, converting, replacing or letting your term policy end, with the costs of each explained. If replacement is considered, state replacement rules and a best-interest review apply.
- No ObligationJust a conversation about your goals.
- Flexible SchedulingChoose a time that works for you.
- Personalized GuidanceGet answers from a licensed professional.
What we’ll cover
- Your goals and who depends on you
- How Pacific Select Harbor VUL works, including its costs and risks
- Other options, such as term insurance
- Your personalized illustration, if it makes sense for you
- Your business and family goals
- Buy-sell and key-person questions to take to your attorney and CPA
- Other options, such as term coverage
- Your goals after your workplace retirement plan
- How cash value can grow or lose value, and what it costs each year
- Potential tax advantages and their conditions
- Your personalized illustration, including low-return scenarios and maximum charges
- Who depends on you, and what matters most to you in a care decision
- Other options, such as a stand-alone care policy
- Your current term policy: when it ends and any conversion option
- Keeping, converting, replacing or letting it end
- Costs, surrender charges and a new contestability period before any replacement
Four quick steps
Select a meeting type
Video, phone or in person.
Choose a date and time
See open times in Central Time.
Tell us about yourself
Your contact details and what you’d like to discuss.
Review and confirm
You’ll receive an email confirmation and calendar invite.
Markist Athelus, FSCP®
Financial Services Agent (FSA) · Farmers Financial Solutions, LLC
Consultations last about 30 minutes and are conducted personally by Markist.
Is a review useful for me?
Five quick questions. There are no right answers, and the result is only a starting point, not advice.
A review may help
Your answers suggest a consultation could be useful. Markist shows how the policy would work with your numbers, what it costs and the other options to consider. A review is not a recommendation to buy.
Other options may fit better first
Your answers suggest other steps may come first, such as building an emergency fund, using your workplace retirement plan or looking at term insurance. You can still talk any of these through with Markist, at no cost.
A review is not a sale
A consultation is free, and you decide in your own time. A recommendation comes only after an individual suitability review.